Général

Modérateurs : Benoit, Moderateurs

By popcorn
#315260
J viens de recevoir par courriel , on en a parl. souvent ici ; puis y a pas juste au Canada que ca se passe.
En Anglais Oui ; mais j crois que tout l monde va quand meme comprendre .

Who died before they collected Social Security?



KEEP PASSING THIS AROUND UNTIL EVERY ONE HAS HAD THE OPPORTUNITY TO READ IT...

THIS IS SURE SOMETHING TO THINK ABOUT!!!!

THE ONLY THING WRONG WITH THE GOVERNMENT'S CALCULATION OF AVAILABLE SOCIAL SECURITY IS THEY FORGOT TO FIGURE IN THE PEOPLE WHO DIED BEFORE THEY EVER COLLECTED A SOCIAL SECURITY CHECK!!!

WHERE DID THAT MONEY GO?

Remember, not only did you and I contribute to Social Security but your employer did, too. It totaled 15% of your income before taxes. If you averaged only $30K over your working life, that's close to $220,500.

Read that again.

Did you see where the Government paid in one single penny?
We are talking about the money you and your employer put in a Government bank to insure you and I that we would have a retirement check from the money we put in, not the Government.
Now they are calling the money we put in an entitlement when we reach the age to take it back.
If you calculate the future invested value of $4,500 per year (yours & your employer's contribution) at a simple 5% interest (less than what the Government pays on the money that it borrows), after 49 years of working you'd have $892,919.98.


If you took out only 3% per year, you'd receive $26,787.60 per year and it would last better than 30 years (until you're 95 if you retire at age 65) and that's with no interest paid on that final amount on deposit!

If you bought an annuity and it paid 4% per year, you'd have a lifetime income of $2,976.40 per month.

Another thing with me.... I have two deceased husbands who died in their 50's, (one was 51 and the other one was 59 before one percent of their social security could be drawn.

I worked all my life and am drawing 100% on my own social security).

Their S.S. money will never have one cent drawn from what they paid into S.S. all their lives.

THE FOLKS IN WASHINGTON HAVE PULLED OFF A BIGGER PONZI SCHEME THAN BERNIE MADOFF EVER DID.

Entitlement my foot, I paid cash for my social security insurance!

Just because they borrowed the money for other government spending, doesn't make my benefits some kind of charity orhandout!!

Remember Congressional benefits? --- free healthcare, outrageous retirement packages, 67 paid holidays, three weeks paid vacation, unlimited paid sick days.

Now that's welfare, and they have the nerve to call my social security retirement payments entitlements?

We're "broke" and we can't help our own Seniors, Veterans, Orphans, or Homeless.

They call Social Security and Medicare an entitlement even though most of us have been paying for it all our working lives, and now, when it's time for us to collect, the government is running out of money.

Why did the government borrow from it in the first place? It was supposed to be in a locked box, not part of the general fund.

Sad isn't it.
By Part_Time_Trucker
#315273
L'affaire des fonds de pensions gouvernementaux est que les nouveaux travailleurs ajoutent des $$$ pour ce que les retraités prennent au même moment. S'il n'y aurait plus de cotisants, les fonds de pension canadien et le RRQ feraient patate assez vite! C'est pas de l'argent placé, c'est une roue qui tourne si elle est alimentée par du nouvel argent!

C'est pour ça qu'un économisme sait très bien que les personnes âgées n'ont pas suffisamment payés dans les années 70 pour l'état providence, avec les conséquences que l'on voit aujourd'hui! Mais il ne peut pas le dire parce que "l'âgisme"... Tu vas me dire que le fond est assez gros: oui, mais il peut disparaitre aussi très vite!

Dans les années 70, au Québec, les impôts, et, surtout, les taxes, étaient moins élevées qu'aujourd'hui, et c'est nous qui payons pour les largesses des années 70.

Donc, la madame se plaint, mais, en fait, elle devrait se compter chanceuse parce que dans un pays pauvre, elle crèverait de faim, ou devrait travailler jusqu'à ce qu'elle meurt! Déjà qu'on peut aller à l'école pratiquement gratuitement en Amérique, se plaindre de vivre vieux et pauvre, alors qu'elle aurait pu s'éduquer et vivre une vieillesse en santé et "aisée" (j'aimerais bien voir l'état de santé de ses défunts maris avant leur mort...). Mourir avant 60 ans en Amérique du nord, c'est soit que tu le fais exprès, ou que tes gènes roulent pas pour toi... Mais c'est (trop) souvent la première raison...
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